E&O Program


Our Exclusive Errors & Omissions (E & O) Insurance Program
We are committed to your career success. Our goal is to continually offer outstanding new programs and services that will help you build and protect your business. A great example is the development of one of the most competitive agent Errors & Omissions plans in the industry.

Finally, a competitively priced, comprehensive E & O program specifically tailored to You, the life insurance agent. No longer do you need to subject yourself to the confines of group sponsored E & O programs with shared limits of liability, and no control over coverage. When you enroll in the NAILBA E & O Program, you are issued an individual policy with a highly rated carrier, and you can choose up to $2 million dollars of per claim coverage.

This E & O Program provides comprehensive coverage for your life insurance business. Covered activities include :

Sale or attempted sale or servicing of:

  • Life Insurance
  • Accident & Health Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Fixed Annuities
  • Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans (see below)
And if option is chosen:
  • Variable Products
  • Mutual Funds
  • Financial Planning incidental to the sale of the above products
Click here for more benefits of enrolling in the E & O Program

Enrolling is easy!

See what premium rates are available for agents in your state

Click here for coverage highlights and frequently asked questions

 

Arthur J. Gallagher & Co. is the broker and administrator for the NAILBA E&O program for Independent Agents .  The program is underwritten by ProSurance Group, Inc. for the carrier Clarendon National Insurance Company.